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'Reparations Personal Finance' Fused with Critical Race Theory
The problem of poverty is not slavery. It is the black culture with single-parent families. It is the adoption of Democrat Party government programs that encourage dependency.
By Carole Hornsby Haynes August 8, 2026 American Thinker
Beginning with the 2026-2027 academic year, millions of K–12 students will have to complete a personal finance course to graduate from high school. Thirty states are either phasing in the course requirement, or have already done so, and nine states require the content to be integrated into other courses.
Yet many students will learn far more than how to buy a car, shop for insurance, and manage their household budgets. In schools using the free open education resource, NextGen Personal Financial Literacy (NGPF), each year five million students in more than 150,000 classrooms in all 50 states will learn that they are victims of slavery that ended in 1865 – 161 years ago. They will learn how reparations “redress the harms of slavery and violence against Black Americans and other historically excluded communities.”
Resisting national standards, federal pressure, and outside influences, Texas historically has exercised its Constitutional right to determine what Texas students will learn. The State Board of Education (SBOE) has had control over the content suitability of both instructional materials and open education resources. 
As a native Memphian from a very large family of cousins, I am always alert to events and stories about Tennessee. 
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